Plaza Home Mortgage in Ohio vs the state
32.3%Denial rate+14.65 pts vs state
36.8%Decision denial rate+14.95 pts vs state
54.6%Origination rate-5.28 pts vs state
6.63%Median rate-0.25 pts vs state
0.57Rate spread (pts)+0.19 pts vs state
$76kMedian applicant income
201Loans originated
119Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 179 | 99 | 10.1% | 6.75% | #237 |
| 2024 | 336 | 195 | 26.2% | 6.75% | #156 |
| 2025 | 368 | 201 | 32.3% | 6.63% | #171 |
What Plaza Home Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 40 | 23 | 13 | 32.5% |
| Cuyahoga County | 28 | 13 | 13 | 46.4% |
| Hamilton County | 24 | 12 | 10 | 41.7% |
| Stark County | 22 | 13 | 7 | 31.8% |
| Summit County | 20 | 12 | 4 | 20.0% |
| Montgomery County | 19 | 13 | 1 | 5.3% |
| Huron County | 16 | 9 | 6 | 37.5% |
| Lorain County | 13 | 8 | 2 | 15.4% |
| Erie County | 11 | 8 | 2 | 18.2% |
| Crawford County | 11 | 6 | 4 | 36.4% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 368 applications in 2025, of which 201 were originated and 119 denied.
32.3% of all applications, or 36.8% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Plaza Home Mortgage originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology