Plaza Home Mortgage in Alaska vs the state
32.3%Denial rate+18.25 pts vs state
37.0%Decision denial rate+19.06 pts vs state
51.6%Origination rate-9.07 pts vs state
6.38%Median rate-0.07 pts vs state
0.34Rate spread (pts)+0.21 pts vs state
$113kMedian applicant income
32Loans originated
20Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 4 | 20.0% | 7.06% | #93 |
| 2024 | 54 | 35 | 22.2% | 5.99% | #52 |
| 2025 | 62 | 32 | 32.3% | 6.38% | #54 |
What Plaza Home Mortgage lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairbanks North Star Borough | 18 | 7 | 9 | 50.0% |
| Matanuska-Susitna Borough | 17 | 11 | 3 | 17.6% |
| Anchorage Municipality | 14 | 7 | 6 | 42.9% |
| Copper River Census Area | 4 | 0 | 1 | 25.0% |
| Petersburg Borough | 2 | 2 | 0 | 0.0% |
| Prince of Wales-Hyder Census Area | 1 | 1 | 0 | 0.0% |
| Haines Borough | 1 | 1 | 0 | 0.0% |
| Ketchikan Gateway Borough | 1 | 0 | 1 | 100.0% |
| Juneau City and Borough | 1 | 1 | 0 | 0.0% |
| Southeast Fairbanks Census Area | 1 | 1 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 62 applications in 2025, of which 32 were originated and 20 denied.
32.3% of all applications, or 37.0% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Plaza Home Mortgage originated in Alaska in 2025 was 6.38%, against a statewide median of 6.44%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology