Platinum Eagle Mortgage in Texas vs the state
4.3%Denial rate-15.17 pts vs state
6.2%Decision denial rate-18.67 pts vs state
63.1%Origination rate+8.24 pts vs state
6.50%Median rate0.00 pts vs state
0.34Rate spread (pts)+0.15 pts vs state
$121kMedian applicant income
267Loans originated
18Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 86 | 59 | 7.0% | 7.13% | #583 |
| 2024 | 311 | 213 | 3.9% | 6.63% | #317 |
| 2025 | 423 | 267 | 4.3% | 6.50% | #289 |
What Platinum Eagle Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Platinum Eagle Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Smith County | 125 | 80 | 3 | 2.4% |
| Collin County | 55 | 36 | 2 | 3.6% |
| Dallas County | 39 | 21 | 4 | 10.3% |
| Denton County | 29 | 16 | 1 | 3.4% |
| Tarrant County | 15 | 8 | 0 | 0.0% |
| Taylor County | 15 | 12 | 0 | 0.0% |
| Hunt County | 12 | 5 | 0 | 0.0% |
| Grayson County | 11 | 6 | 0 | 0.0% |
| Rusk County | 10 | 5 | 2 | 20.0% |
| Gregg County | 8 | 6 | 1 | 12.5% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 423 applications in 2025, of which 267 were originated and 18 denied.
4.3% of all applications, or 6.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Platinum Eagle Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Platinum Eagle Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology