Planet Home Lending in Wyoming vs the state
32.4%Denial rate+16.79 pts vs state
35.5%Decision denial rate+15.89 pts vs state
58.8%Origination rate-2.19 pts vs state
5.69%Median rate-0.81 pts vs state
-0.47Rate spread (pts)-0.70 pts vs state
$117kMedian applicant income
20Loans originated
11Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 7 | 35.7% | 7.00% | #116 |
| 2024 | 40 | 33 | 15.0% | 6.38% | #72 |
| 2025 | 34 | 20 | 32.4% | 5.69% | #84 |
What Planet Home Lending lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 8 | 4 | 1 | 12.5% |
| Lincoln County | 6 | 5 | 1 | 16.7% |
| Campbell County | 6 | 2 | 4 | 66.7% |
| Natrona County | 3 | 3 | 0 | 0.0% |
| Sheridan County | 3 | 2 | 1 | 33.3% |
| Washakie County | 2 | 1 | 1 | 50.0% |
| Albany County | 2 | 1 | 1 | 50.0% |
| Sublette County | 1 | 1 | 0 | 0.0% |
| Park County | 1 | 1 | 0 | 0.0% |
| Converse County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 34 applications in 2025, of which 20 were originated and 11 denied.
32.4% of all applications, or 35.5% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Planet Home Lending originated in Wyoming in 2025 was 5.69%, against a statewide median of 6.50%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology