Planet Home Lending in Ohio vs the state
19.1%Denial rate+1.39 pts vs state
19.9%Decision denial rate-2.04 pts vs state
76.5%Origination rate+16.61 pts vs state
6.13%Median rate-0.75 pts vs state
0.08Rate spread (pts)-0.30 pts vs state
$92kMedian applicant income
417Loans originated
104Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 237 | 171 | 20.7% | 6.50% | #195 |
| 2024 | 396 | 279 | 27.5% | 6.25% | #142 |
| 2025 | 545 | 417 | 19.1% | 6.13% | #125 |
What Planet Home Lending lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 69 | 48 | 20 | 29.0% |
| Hamilton County | 44 | 33 | 8 | 18.2% |
| Cuyahoga County | 34 | 30 | 3 | 8.8% |
| Butler County | 24 | 17 | 5 | 20.8% |
| Summit County | 21 | 19 | 1 | 4.8% |
| Warren County | 20 | 15 | 5 | 25.0% |
| Lorain County | 19 | 11 | 8 | 42.1% |
| Montgomery County | 17 | 12 | 3 | 17.6% |
| Delaware County | 16 | 15 | 1 | 6.3% |
| Stark County | 16 | 14 | 2 | 12.5% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 545 applications in 2025, of which 417 were originated and 104 denied.
19.1% of all applications, or 19.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Planet Home Lending originated in Ohio in 2025 was 6.13%, against a statewide median of 6.88%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology