Planet Home Lending · Alaska · 2025

Planet Home Lending in Alaska: approval rate, denial rate and rates (2025)

Planet Home Lending took 29 mortgage applications in Alaska in 2025, ranking #71 of 252 lenders active in the state. It originated 62.1% of them and denied 37.9% (37.9% of the applications it decided), against a statewide denial rate of 14.0%.

29Applicationsin AK
37.9%Decision denial ratestate 18.0%
5.50%Median ratestate 6.44%
$335,000Median loanstate $305,000
$8.2MVolume6 counties

Planet Home Lending in Alaska vs the state

37.9%Denial rate+23.92 pts vs state
37.9%Decision denial rate+19.95 pts vs state
62.1%Origination rate+1.39 pts vs state
5.50%Median rate-0.94 pts vs state
-0.68Rate spread (pts)-0.82 pts vs state
$106kMedian applicant income
18Loans originated
11Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236250.0%6.31%#113
2024261723.1%5.99%#68
2025291837.9%5.50%#71

What Planet Home Lending lends in Alaska

By loan purpose

Home purchase 3 10% · 0.0% denied
Refinance 16 55% · 31.3% denied
Cash-out refinance 5 17% · 60.0% denied
Home improvement 2 7% · 100.0% denied
Other / HELOC 3 10% · 33.3% denied

By loan type

Conventional 7 24% · 71.4% denied
FHA 2 7% · 50.0% denied
VA 20 69% · 25.0% denied

Why it denied Alaska applicants

Incomplete application 5 45%
Credit history 2 18%
Collateral 2 18%
Other 2 18%

Where in Alaska

Counties with the most Planet Home Lending applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 1183 27.3%
Matanuska-Susitna Borough 752 28.6%
Fairbanks North Star Borough 624 66.7%
Southeast Fairbanks Census Area 211 50.0%
Kodiak Island Borough 211 50.0%
Juneau City and Borough 110 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 29 applications in 2025, of which 18 were originated and 11 denied.

37.9% of all applications, or 37.9% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Planet Home Lending originated in Alaska in 2025 was 5.50%, against a statewide median of 6.44%.

About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology