Plains Commerce Bank in Ohio vs the state
6.5%Denial rate-11.17 pts vs state
10.2%Decision denial rate-11.69 pts vs state
57.4%Origination rate-2.51 pts vs state
6.69%Median rate-0.19 pts vs state
0.37Rate spread (pts)-0.02 pts vs state
$145kMedian applicant income
132Loans originated
15Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 286 | 182 | 1.8% | 6.88% | #166 |
| 2024 | 278 | 158 | 1.4% | 6.88% | #178 |
| 2025 | 230 | 132 | 6.5% | 6.69% | #218 |
What Plains Commerce Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 61 | 42 | 1 | 1.6% |
| Hamilton County | 37 | 17 | 2 | 5.4% |
| Delaware County | 15 | 11 | 0 | 0.0% |
| Clermont County | 13 | 6 | 0 | 0.0% |
| Fairfield County | 11 | 6 | 2 | 18.2% |
| Licking County | 8 | 3 | 1 | 12.5% |
| Lake County | 7 | 4 | 1 | 14.3% |
| Butler County | 7 | 4 | 0 | 0.0% |
| Trumbull County | 6 | 2 | 1 | 16.7% |
| Warren County | 6 | 5 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 230 applications in 2025, of which 132 were originated and 15 denied.
6.5% of all applications, or 10.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Plains Commerce Bank originated in Ohio in 2025 was 6.69%, against a statewide median of 6.88%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology