Plains Commerce Bank in Mississippi vs the state
23.5%Denial rate+0.61 pts vs state
33.3%Decision denial rate+4.88 pts vs state
47.1%Origination rate-5.81 pts vs state
6.38%Median rate-0.38 pts vs state
0.36Rate spread (pts)+0.02 pts vs state
$110kMedian applicant income
8Loans originated
4Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 88 | 52 | 2.3% | 6.50% | #117 |
| 2024 | 25 | 13 | 12.0% | 7.00% | #216 |
| 2025 | 17 | 8 | 23.5% | 6.38% | #254 |
What Plains Commerce Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 4 | 4 | 0 | 0.0% |
| Hancock County | 3 | 1 | 2 | 66.7% |
| Hinds County | 2 | 0 | 0 | 0.0% |
| DeSoto County | 2 | 0 | 1 | 50.0% |
| Jackson County | 2 | 1 | 0 | 0.0% |
| Tate County | 1 | 0 | 0 | 0.0% |
| Rankin County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 0 | 1 | 100.0% |
| Pontotoc County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 17 applications in 2025, of which 8 were originated and 4 denied.
23.5% of all applications, or 33.3% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Plains Commerce Bank originated in Mississippi in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology