Plains Commerce Bank · Alaska · 2025

Plains Commerce Bank in Alaska: approval rate, denial rate and rates (2025)

Plains Commerce Bank took 28 mortgage applications in Alaska in 2025, ranking #74 of 252 lenders active in the state. It originated 60.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.0%.

28Applicationsin AK
0.0%Decision denial ratestate 18.0%
6.50%Median ratestate 6.44%
$415,000Median loanstate $305,000
$7.3MVolume6 counties

Plains Commerce Bank in Alaska vs the state

0.0%Denial rate-14.01 pts vs state
0.0%Decision denial rate-17.98 pts vs state
60.7%Origination rate+0.03 pts vs state
6.50%Median rate+0.06 pts vs state
0.31Rate spread (pts)+0.17 pts vs state
$128kMedian applicant income
17Loans originated
0Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
202357330.0%6.63%#45
202468430.0%6.49%#48
202528170.0%6.50%#74

What Plains Commerce Bank lends in Alaska

By loan purpose

Home purchase 25 89% · 0.0% denied
Refinance 2 7% · 0.0% denied
Cash-out refinance 1 4% · 0.0% denied

By loan type

Conventional 20 71% · 0.0% denied
FHA 4 14% · 0.0% denied
VA 4 14% · 0.0% denied

Where in Alaska

Counties with the most Plains Commerce Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 1490 0.0%
Matanuska-Susitna Borough 950 0.0%
Fairbanks North Star Borough 220 0.0%
Ketchikan Gateway Borough 100 0.0%
Kodiak Island Borough 100 0.0%
Juneau City and Borough 110 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 28 applications in 2025, of which 17 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Plains Commerce Bank originated in Alaska in 2025 was 6.50%, against a statewide median of 6.44%.

About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology