Pike Creek Mortgage Services · Texas · 2025

Pike Creek Mortgage Services in Texas: approval rate, denial rate and rates (2025)

Pike Creek Mortgage Services took 348 mortgage applications in Texas in 2025, ranking #317 of 1,568 lenders active in the state. It originated 78.5% of them and denied 3.5% (4.2% of the applications it decided), against a statewide denial rate of 19.4%.

348Applicationsin TX
4.2%Decision denial ratestate 24.9%
6.25%Median ratestate 6.50%
$265,000Median loanstate $245,000
$80MVolume61 counties

Pike Creek Mortgage Services in Texas vs the state

3.5%Denial rate-15.98 pts vs state
4.2%Decision denial rate-20.69 pts vs state
78.5%Origination rate+23.57 pts vs state
6.25%Median rate-0.25 pts vs state
0.11Rate spread (pts)-0.08 pts vs state
$106kMedian applicant income
273Loans originated
12Denied

What Pike Creek Mortgage Services lends in Texas

By loan purpose

Home purchase 293 84% · 2.7% denied
Refinance 33 9% · 6.1% denied
Cash-out refinance 22 6% · 9.1% denied

By loan type

Conventional 168 48% · 3.0% denied
FHA 125 36% · 4.8% denied
VA 53 15% · 1.9% denied
USDA / RHS 2 1% · 0.0% denied

Why it denied Texas applicants

Debt-to-income ratio 8 67%
Unverifiable information 2 17%
Collateral 1 8%
Credit history 1 8%

Where in Texas

Counties with the most Pike Creek Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Taylor County 70573 4.3%
Nueces County 46352 4.3%
Ector County 25221 4.0%
Williamson County 14110 0.0%
Grayson County 13100 0.0%
Bexar County 1261 8.3%
El Paso County 1280 0.0%
Travis County 1090 0.0%
San Patricio County 1080 0.0%
Coleman County 990 0.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 348 applications in 2025, of which 273 were originated and 12 denied.

3.5% of all applications, or 4.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Pike Creek Mortgage Services originated in Texas in 2025 was 6.25%, against a statewide median of 6.50%.

About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology