PFN Lending Group in Georgia vs the state
24.1%Denial rate+4.92 pts vs state
41.2%Decision denial rate+16.11 pts vs state
34.5%Origination rate-19.61 pts vs state
7.50%Median rate+0.88 pts vs state
1.37Rate spread (pts)+1.10 pts vs state
$148kMedian applicant income
10Loans originated
7Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 15 | 3.7% | 7.50% | #509 |
| 2024 | 52 | 27 | 9.6% | 7.50% | #429 |
| 2025 | 29 | 10 | 24.1% | 7.50% | #523 |
What PFN Lending Group lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most PFN Lending Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cobb County | 6 | 4 | 0 | 0.0% |
| Towns County | 4 | 1 | 1 | 25.0% |
| Fulton County | 4 | 0 | 3 | 75.0% |
| Gwinnett County | 2 | 1 | 1 | 50.0% |
| Union County | 2 | 0 | 0 | 0.0% |
| Fayette County | 2 | 2 | 0 | 0.0% |
| Coweta County | 1 | 0 | 0 | 0.0% |
| Glynn County | 1 | 1 | 0 | 0.0% |
| Meriwether County | 1 | 0 | 0 | 0.0% |
| Catoosa County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 29 applications in 2025, of which 10 were originated and 7 denied.
24.1% of all applications, or 41.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans PFN Lending Group originated in Georgia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are PFN Lending Group's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology