PFN Lending Group in Colorado vs the state
25.0%Denial rate+9.37 pts vs state
37.5%Decision denial rate+17.84 pts vs state
41.7%Origination rate-18.35 pts vs state
7.63%Median rate+1.00 pts vs state
0.76Rate spread (pts)+0.61 pts vs state
$224kMedian applicant income
5Loans originated
3Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 8 | 9.1% | 7.44% | #482 |
| 2024 | 16 | 7 | 12.5% | 7.25% | #430 |
| 2025 | 12 | 5 | 25.0% | 7.63% | #485 |
What PFN Lending Group lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most PFN Lending Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 3 | 1 | 0 | 0.0% |
| Eagle County | 2 | 1 | 1 | 50.0% |
| Jefferson County | 2 | 1 | 1 | 50.0% |
| Fremont County | 1 | 1 | 0 | 0.0% |
| Arapahoe County | 1 | 0 | 0 | 0.0% |
| Teller County | 1 | 1 | 0 | 0.0% |
| El Paso County | 1 | 0 | 0 | 0.0% |
| Pitkin County | 1 | 0 | 1 | 100.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 12 applications in 2025, of which 5 were originated and 3 denied.
25.0% of all applications, or 37.5% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans PFN Lending Group originated in Colorado in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are PFN Lending Group's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology