Peoples Bank of the South in Tennessee vs the state
0.7%Denial rate-16.40 pts vs state
0.7%Decision denial rate-20.94 pts vs state
98.9%Origination rate+40.82 pts vs state
7.00%Median rate+0.38 pts vs state
—Rate spread (pts)
$112kMedian applicant income
269Loans originated
2Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 242 | 239 | 1.2% | 8.00% | #162 |
| 2024 | 251 | 247 | 0.8% | — | #170 |
| 2025 | 272 | 269 | 0.7% | 7.00% | #173 |
What Peoples Bank of the South lends in Tennessee
By loan purpose
By loan type
Where in Tennessee
Counties with the most Peoples Bank of the South applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Campbell County | 89 | 86 | 2 | 2.2% |
| Knox County | 76 | 76 | 0 | 0.0% |
| Anderson County | 27 | 27 | 0 | 0.0% |
| Hamblen County | 12 | 12 | 0 | 0.0% |
| Loudon County | 12 | 12 | 0 | 0.0% |
| Blount County | 11 | 11 | 0 | 0.0% |
| Scott County | 11 | 11 | 0 | 0.0% |
| Claiborne County | 10 | 10 | 0 | 0.0% |
| Bradley County | 5 | 5 | 0 | 0.0% |
| McMinn County | 4 | 4 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 272 applications in 2025, of which 269 were originated and 2 denied.
0.7% of all applications, or 0.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Peoples Bank of the South originated in Tennessee in 2025 was 7.00%, against a statewide median of 6.62%.
About this data. Figures are Peoples Bank of the South's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology