Pentucket Bank · New Hampshire · 2025

Pentucket Bank in New Hampshire: approval rate, denial rate and rates (2025)

Pentucket Bank took 67 mortgage applications in New Hampshire in 2025, ranking #105 of 535 lenders active in the state. It originated 70.2% of them and denied 16.4% (18.6% of the applications it decided), against a statewide denial rate of 16.5%.

67Applicationsin NH
18.6%Decision denial ratestate 20.3%
Median ratestate 6.82%
$425,000Median loanstate $265,000
$22MVolume4 counties

Pentucket Bank in New Hampshire vs the state

16.4%Denial rate-0.07 pts vs state
18.6%Decision denial rate-1.63 pts vs state
70.2%Origination rate+8.44 pts vs state
Median rate
Rate spread (pts)
$129kMedian applicant income
47Loans originated
11Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231037211.7%#75
2024654712.3%#100
2025674716.4%#105

What Pentucket Bank lends in New Hampshire

By loan purpose

Home purchase 42 63% · 14.3% denied
Refinance 6 9% · 0.0% denied
Cash-out refinance 13 19% · 38.5% denied
Home improvement 3 4% · 0.0% denied
Other / HELOC 3 4% · 0.0% denied

By loan type

Conventional 67 100% · 16.4% denied

Where in New Hampshire

Counties with the most Pentucket Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rockingham County 584010 17.2%
Hillsborough County 751 14.3%
Merrimack County 110 0.0%
Belknap County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 67 applications in 2025, of which 47 were originated and 11 denied.

16.4% of all applications, or 18.6% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Pentucket Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology