Pentagon Federal Credit Union in Washington vs the state
32.6%Denial rate+16.91 pts vs state
42.3%Decision denial rate+22.76 pts vs state
43.5%Origination rate-17.57 pts vs state
7.63%Median rate+1.00 pts vs state
0.43Rate spread (pts)+0.24 pts vs state
$173kMedian applicant income
187Loans originated
140Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 461 | 171 | 36.0% | 8.38% | #95 |
| 2024 | 436 | 165 | 35.3% | 8.63% | #105 |
| 2025 | 430 | 187 | 32.6% | 7.63% | #114 |
What Pentagon Federal Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Pentagon Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 127 | 55 | 45 | 35.4% |
| Pierce County | 63 | 25 | 22 | 34.9% |
| Snohomish County | 58 | 22 | 17 | 29.3% |
| Clark County | 36 | 15 | 6 | 16.7% |
| Thurston County | 23 | 16 | 6 | 26.1% |
| Kitsap County | 23 | 11 | 8 | 34.8% |
| Spokane County | 20 | 10 | 9 | 45.0% |
| Island County | 11 | 3 | 5 | 45.5% |
| Whatcom County | 11 | 6 | 3 | 27.3% |
| Mason County | 10 | 4 | 1 | 10.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 430 applications in 2025, of which 187 were originated and 140 denied.
32.6% of all applications, or 42.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Pentagon Federal Credit Union originated in Washington in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Pentagon Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology