Pentagon Federal Credit Union in Alaska vs the state
37.8%Denial rate+23.83 pts vs state
48.3%Decision denial rate+30.30 pts vs state
40.5%Origination rate-20.14 pts vs state
6.88%Median rate+0.43 pts vs state
-0.14Rate spread (pts)-0.28 pts vs state
$154kMedian applicant income
15Loans originated
14Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 15 | 30.6% | 5.75% | #48 |
| 2024 | 30 | 12 | 30.0% | 8.63% | #64 |
| 2025 | 37 | 15 | 37.8% | 6.88% | #68 |
What Pentagon Federal Credit Union lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Pentagon Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 14 | 7 | 3 | 21.4% |
| Matanuska-Susitna Borough | 11 | 4 | 6 | 54.5% |
| Kenai Peninsula Borough | 4 | 1 | 2 | 50.0% |
| Fairbanks North Star Borough | 3 | 2 | 1 | 33.3% |
| Juneau City and Borough | 3 | 1 | 1 | 33.3% |
| Copper River Census Area | 1 | 0 | 1 | 100.0% |
| Chugach Census Area | 1 | 0 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 37 applications in 2025, of which 15 were originated and 14 denied.
37.8% of all applications, or 48.3% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Pentagon Federal Credit Union originated in Alaska in 2025 was 6.88%, against a statewide median of 6.44%.
About this data. Figures are Pentagon Federal Credit Union's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology