Paramount Bank in Missouri vs the state
4.4%Denial rate-10.67 pts vs state
5.2%Decision denial rate-13.55 pts vs state
80.9%Origination rate+18.28 pts vs state
6.63%Median rate0.00 pts vs state
0.26Rate spread (pts)-0.09 pts vs state
$140kMedian applicant income
276Loans originated
15Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 241 | 189 | 1.2% | 6.88% | #135 |
| 2024 | 323 | 255 | 0.3% | 6.88% | #121 |
| 2025 | 341 | 276 | 4.4% | 6.63% | #125 |
What Paramount Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Paramount Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 155 | 124 | 6 | 3.9% |
| St. Charles County | 66 | 54 | 4 | 6.1% |
| St. Louis city | 36 | 29 | 1 | 2.8% |
| Jefferson County | 29 | 23 | 3 | 10.3% |
| Jackson County | 18 | 16 | 0 | 0.0% |
| Warren County | 8 | 5 | 0 | 0.0% |
| Franklin County | 6 | 4 | 1 | 16.7% |
| Clay County | 5 | 5 | 0 | 0.0% |
| Lincoln County | 4 | 4 | 0 | 0.0% |
| St. Francois County | 3 | 3 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 341 applications in 2025, of which 276 were originated and 15 denied.
4.4% of all applications, or 5.2% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Paramount Bank originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Paramount Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology