NuVision Federal Credit Union · Washington · 2025

NuVision Federal Credit Union in Washington: approval rate, denial rate and rates (2025)

NuVision Federal Credit Union took 75 mortgage applications in Washington in 2025, ranking #265 of 822 lenders active in the state. It originated 52.0% of them and denied 30.7% (37.1% of the applications it decided), against a statewide denial rate of 15.7%.

75Applicationsin WA
37.1%Decision denial ratestate 19.5%
5.75%Median ratestate 6.63%
$255,000Median loanstate $335,000
$15MVolume10 counties

NuVision Federal Credit Union in Washington vs the state

30.7%Denial rate+15.02 pts vs state
37.1%Decision denial rate+17.56 pts vs state
52.0%Origination rate-9.06 pts vs state
5.75%Median rate-0.88 pts vs state
-1.85Rate spread (pts)-2.04 pts vs state
$168kMedian applicant income
39Loans originated
23Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023875134.5%5.49%#223
2024583529.3%5.99%#268
2025753930.7%5.75%#265

What NuVision Federal Credit Union lends in Washington

By loan purpose

Home purchase 18 24% · 11.1% denied
Refinance 15 20% · 20.0% denied
Cash-out refinance 6 8% · 16.7% denied
Home improvement 11 15% · 54.6% denied
Other / HELOC 25 33% · 44.0% denied

By loan type

Conventional 71 95% · 32.4% denied
FHA 3 4% · 0.0% denied
VA 1 1% · 0.0% denied

Why it denied Washington applicants

Debt-to-income ratio 10 43%
Other 5 22%
Collateral 4 17%
Incomplete application 2 9%
Credit history 2 9%

Where in Washington

Counties with the most NuVision Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 38209 23.7%
Pierce County 19117 36.8%
Snohomish County 715 71.4%
Kitsap County 530 0.0%
Spokane County 110 0.0%
Klickitat County 110 0.0%
Grant County 110 0.0%
Pacific County 110 0.0%
Thurston County 101 100.0%
Island County 101 100.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 75 applications in 2025, of which 39 were originated and 23 denied.

30.7% of all applications, or 37.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans NuVision Federal Credit Union originated in Washington in 2025 was 5.75%, against a statewide median of 6.63%.

About this data. Figures are NuVision Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology