Nova Financial & Investment in Washington vs the state
6.3%Denial rate-9.40 pts vs state
7.3%Decision denial rate-12.28 pts vs state
77.7%Origination rate+16.66 pts vs state
6.49%Median rate-0.13 pts vs state
0.13Rate spread (pts)-0.05 pts vs state
$11kMedian applicant income
286Loans originated
23Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 373 | 254 | 4.6% | 6.75% | #109 |
| 2024 | 396 | 288 | 5.8% | 6.63% | #110 |
| 2025 | 368 | 286 | 6.3% | 6.49% | #127 |
What Nova Financial & Investment lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Nova Financial & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 186 | 143 | 14 | 7.5% |
| King County | 78 | 61 | 5 | 6.4% |
| Thurston County | 26 | 21 | 1 | 3.8% |
| Kitsap County | 25 | 21 | 0 | 0.0% |
| Mason County | 7 | 4 | 0 | 0.0% |
| Snohomish County | 7 | 4 | 2 | 28.6% |
| Clark County | 6 | 6 | 0 | 0.0% |
| Grays Harbor County | 5 | 5 | 0 | 0.0% |
| Spokane County | 4 | 3 | 0 | 0.0% |
| Lewis County | 4 | 4 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 368 applications in 2025, of which 286 were originated and 23 denied.
6.3% of all applications, or 7.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Nova Financial & Investment originated in Washington in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Nova Financial & Investment's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology