Nova Financial & Investment in Nevada vs the state
19.7%Denial rate+2.28 pts vs state
23.7%Decision denial rate+1.45 pts vs state
62.6%Origination rate+4.88 pts vs state
6.50%Median rate-0.13 pts vs state
0.29Rate spread (pts)-0.01 pts vs state
$8kMedian applicant income
184Loans originated
58Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 397 | 239 | 6.6% | 6.75% | #61 |
| 2024 | 306 | 199 | 7.5% | 6.75% | #68 |
| 2025 | 294 | 184 | 19.7% | 6.50% | #77 |
What Nova Financial & Investment lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Nova Financial & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 261 | 174 | 40 | 15.3% |
| Nye County | 11 | 6 | 4 | 36.4% |
| Washoe County | 3 | 2 | 0 | 0.0% |
| Elko County | 2 | 1 | 1 | 50.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
| Lander County | 1 | 1 | 0 | 0.0% |
| Lyon County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 294 applications in 2025, of which 184 were originated and 58 denied.
19.7% of all applications, or 23.7% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Nova Financial & Investment originated in Nevada in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Nova Financial & Investment's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology