Norway Savings Bank · New Hampshire · 2025

Norway Savings Bank in New Hampshire: approval rate, denial rate and rates (2025)

Norway Savings Bank took 36 mortgage applications in New Hampshire in 2025, ranking #149 of 535 lenders active in the state. It originated 61.1% of them and denied 16.7% (21.4% of the applications it decided), against a statewide denial rate of 16.5%.

36Applicationsin NH
21.4%Decision denial ratestate 20.3%
7.13%Median ratestate 6.82%
$280,000Median loanstate $265,000
$6.7MVolume5 counties

Norway Savings Bank in New Hampshire vs the state

16.7%Denial rate+0.18 pts vs state
21.4%Decision denial rate+1.16 pts vs state
61.1%Origination rate-0.60 pts vs state
7.13%Median rate+0.30 pts vs state
0.02Rate spread (pts)-0.22 pts vs state
$165kMedian applicant income
22Loans originated
6Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023191415.8%8.13%#165
2024352114.3%7.25%#137
2025362216.7%7.13%#149

What Norway Savings Bank lends in New Hampshire

By loan purpose

Home purchase 18 50% · 22.2% denied
Refinance 1 3% · 0.0% denied
Cash-out refinance 5 14% · 40.0% denied
Home improvement 9 25% · 0.0% denied
Other / HELOC 3 8% · 0.0% denied

By loan type

Conventional 36 100% · 16.7% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 5 83%
Credit history 1 17%

Where in New Hampshire

Counties with the most Norway Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Carroll County 27174 14.8%
Coos County 512 40.0%
Merrimack County 220 0.0%
Rockingham County 110 0.0%
Cheshire County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 36 applications in 2025, of which 22 were originated and 6 denied.

16.7% of all applications, or 21.4% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Norway Savings Bank originated in New Hampshire in 2025 was 7.13%, against a statewide median of 6.82%.

About this data. Figures are Norway Savings Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology