North American Savings Bank in Washington vs the state
17.4%Denial rate+1.74 pts vs state
21.1%Decision denial rate+1.51 pts vs state
65.2%Origination rate+4.16 pts vs state
6.63%Median rate0.00 pts vs state
0.05Rate spread (pts)-0.14 pts vs state
$164kMedian applicant income
15Loans originated
4Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 21 | 13.2% | 6.50% | #313 |
| 2024 | 14 | 9 | 7.1% | 6.75% | #422 |
| 2025 | 23 | 15 | 17.4% | 6.63% | #375 |
What North American Savings Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most North American Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 6 | 4 | 1 | 16.7% |
| Pierce County | 4 | 2 | 1 | 25.0% |
| Snohomish County | 3 | 1 | 1 | 33.3% |
| Thurston County | 2 | 1 | 0 | 0.0% |
| Stevens County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Clark County | 1 | 0 | 1 | 100.0% |
| Clallam County | 1 | 1 | 0 | 0.0% |
| Whatcom County | 1 | 1 | 0 | 0.0% |
| Skagit County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 23 applications in 2025, of which 15 were originated and 4 denied.
17.4% of all applications, or 21.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans North American Savings Bank originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are North American Savings Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology