North American Savings Bank in Colorado vs the state
6.7%Denial rate-8.96 pts vs state
8.3%Decision denial rate-11.33 pts vs state
73.3%Origination rate+13.31 pts vs state
7.13%Median rate+0.50 pts vs state
0.51Rate spread (pts)+0.36 pts vs state
$182kMedian applicant income
11Loans originated
1Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 14 | 13.8% | 6.50% | #361 |
| 2024 | 16 | 10 | 31.3% | 7.13% | #434 |
| 2025 | 15 | 11 | 6.7% | 7.13% | #453 |
What North American Savings Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most North American Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Weld County | 2 | 1 | 0 | 0.0% |
| Boulder County | 2 | 2 | 0 | 0.0% |
| El Paso County | 2 | 2 | 0 | 0.0% |
| Larimer County | 2 | 1 | 0 | 0.0% |
| Logan County | 1 | 1 | 0 | 0.0% |
| Saguache County | 1 | 1 | 0 | 0.0% |
| Arapahoe County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 0 | 1 | 100.0% |
| Grand County | 1 | 0 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 15 applications in 2025, of which 11 were originated and 1 denied.
6.7% of all applications, or 8.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans North American Savings Bank originated in Colorado in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are North American Savings Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology