Nexera Holding in Idaho vs the state
10.5%Denial rate-3.92 pts vs state
16.7%Decision denial rate-0.85 pts vs state
52.6%Origination rate-10.39 pts vs state
7.19%Median rate+0.56 pts vs state
1.00Rate spread (pts)+0.84 pts vs state
$163kMedian applicant income
20Loans originated
4Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 17 | 10.0% | 8.50% | #172 |
| 2024 | 39 | 14 | 2.6% | 7.75% | #162 |
| 2025 | 38 | 20 | 10.5% | 7.19% | #183 |
What Nexera Holding lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 11 | 8 | 1 | 9.1% |
| Kootenai County | 8 | 4 | 1 | 12.5% |
| Bannock County | 4 | 0 | 2 | 50.0% |
| Canyon County | 4 | 3 | 0 | 0.0% |
| Blaine County | 3 | 1 | 0 | 0.0% |
| Bonner County | 2 | 1 | 0 | 0.0% |
| Twin Falls County | 1 | 0 | 0 | 0.0% |
| Nez Perce County | 1 | 1 | 0 | 0.0% |
| Fremont County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 0 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 38 applications in 2025, of which 20 were originated and 4 denied.
10.5% of all applications, or 16.7% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Nexera Holding originated in Idaho in 2025 was 7.19%, against a statewide median of 6.63%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology