Nexera Holding · Alaska · 2025

Nexera Holding in Alaska: approval rate, denial rate and rates (2025)

Nexera Holding took 21 mortgage applications in Alaska in 2025, ranking #79 of 252 lenders active in the state. It originated 47.6% of them and denied 14.3% (21.4% of the applications it decided), against a statewide denial rate of 14.0%.

21Applicationsin AK
21.4%Decision denial ratestate 18.0%
7.63%Median ratestate 6.44%
$255,000Median loanstate $305,000
$3.7MVolume5 counties

Nexera Holding in Alaska vs the state

14.3%Denial rate+0.28 pts vs state
21.4%Decision denial rate+3.45 pts vs state
47.6%Origination rate-13.06 pts vs state
7.63%Median rate+1.18 pts vs state
2.18Rate spread (pts)+2.04 pts vs state
$146kMedian applicant income
10Loans originated
3Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
202420810.0%7.38%#77
2025211014.3%7.63%#79

What Nexera Holding lends in Alaska

By loan purpose

Home purchase 6 29% · 16.7% denied
Refinance 4 19% · 0.0% denied
Cash-out refinance 11 52% · 18.2% denied

By loan type

Conventional 21 100% · 14.3% denied

Why it denied Alaska applicants

Other 1 33%
Debt-to-income ratio 1 33%
Collateral 1 33%

Where in Alaska

Counties with the most Nexera Holding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Matanuska-Susitna Borough 1153 27.3%
Anchorage Municipality 430 0.0%
Kenai Peninsula Borough 310 0.0%
Fairbanks North Star Borough 200 0.0%
Ketchikan Gateway Borough 110 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 21 applications in 2025, of which 10 were originated and 3 denied.

14.3% of all applications, or 21.4% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Nexera Holding originated in Alaska in 2025 was 7.63%, against a statewide median of 6.44%.

About this data. Figures are Nexera Holding's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology