New Fed Mortgage in Texas vs the state
6.5%Denial rate-12.89 pts vs state
8.2%Decision denial rate-16.69 pts vs state
72.7%Origination rate+17.81 pts vs state
6.50%Median rate0.00 pts vs state
0.33Rate spread (pts)+0.14 pts vs state
$97kMedian applicant income
189Loans originated
17Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 71 | 1.1% | 6.75% | #569 |
| 2024 | 244 | 187 | 2.9% | 6.63% | #363 |
| 2025 | 260 | 189 | 6.5% | 6.50% | #367 |
What New Fed Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most New Fed Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bexar County | 80 | 54 | 3 | 3.8% |
| Brazos County | 60 | 43 | 3 | 5.0% |
| Guadalupe County | 15 | 11 | 0 | 0.0% |
| Val Verde County | 13 | 12 | 0 | 0.0% |
| Kerr County | 10 | 7 | 3 | 30.0% |
| Comal County | 8 | 5 | 1 | 12.5% |
| Burleson County | 7 | 7 | 0 | 0.0% |
| Montgomery County | 7 | 6 | 0 | 0.0% |
| Harris County | 7 | 4 | 1 | 14.3% |
| Leon County | 5 | 3 | 2 | 40.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 260 applications in 2025, of which 189 were originated and 17 denied.
6.5% of all applications, or 8.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans New Fed Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are New Fed Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology