New Day Financial in Washington vs the state
24.7%Denial rate+9.07 pts vs state
57.2%Decision denial rate+37.65 pts vs state
16.9%Origination rate-44.21 pts vs state
6.88%Median rate+0.25 pts vs state
0.79Rate spread (pts)+0.60 pts vs state
$83kMedian applicant income
122Loans originated
179Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 585 | 93 | 19.3% | 7.49% | #83 |
| 2024 | 689 | 103 | 23.1% | 7.50% | #76 |
| 2025 | 724 | 122 | 24.7% | 6.88% | #78 |
What New Day Financial lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 131 | 26 | 32 | 24.4% |
| Spokane County | 95 | 15 | 18 | 18.9% |
| King County | 53 | 5 | 19 | 35.8% |
| Kitsap County | 49 | 7 | 14 | 28.6% |
| Clark County | 48 | 10 | 12 | 25.0% |
| Thurston County | 43 | 6 | 10 | 23.3% |
| Benton County | 36 | 7 | 7 | 19.4% |
| Snohomish County | 35 | 7 | 11 | 31.4% |
| Yakima County | 26 | 2 | 7 | 26.9% |
| Lewis County | 17 | 4 | 2 | 11.8% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 724 applications in 2025, of which 122 were originated and 179 denied.
24.7% of all applications, or 57.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans New Day Financial originated in Washington in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology