New Day Financial in Alaska vs the state
14.4%Denial rate+0.40 pts vs state
34.0%Decision denial rate+16.02 pts vs state
26.3%Origination rate-34.41 pts vs state
6.99%Median rate+0.55 pts vs state
0.64Rate spread (pts)+0.50 pts vs state
$97kMedian applicant income
31Loans originated
17Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 120 | 27 | 19.2% | 7.38% | #30 |
| 2024 | 103 | 10 | 20.4% | 7.81% | #38 |
| 2025 | 118 | 31 | 14.4% | 6.99% | #39 |
What New Day Financial lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 47 | 13 | 6 | 12.8% |
| Matanuska-Susitna Borough | 29 | 4 | 5 | 17.2% |
| Fairbanks North Star Borough | 19 | 8 | 4 | 21.1% |
| Kenai Peninsula Borough | 13 | 1 | 1 | 7.7% |
| Southeast Fairbanks Census Area | 4 | 3 | 1 | 25.0% |
| Juneau City and Borough | 1 | 0 | 0 | 0.0% |
| Northwest Arctic Borough | 1 | 0 | 0 | 0.0% |
| Nome Census Area | 1 | 1 | 0 | 0.0% |
| Ketchikan Gateway Borough | 1 | 1 | 0 | 0.0% |
| Haines Borough | 1 | 0 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 118 applications in 2025, of which 31 were originated and 17 denied.
14.4% of all applications, or 34.0% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans New Day Financial originated in Alaska in 2025 was 6.99%, against a statewide median of 6.44%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology