NBKC Bank in Washington vs the state
10.8%Denial rate-4.81 pts vs state
15.5%Decision denial rate-4.04 pts vs state
58.6%Origination rate-2.49 pts vs state
6.13%Median rate-0.50 pts vs state
-0.30Rate spread (pts)-0.48 pts vs state
$179kMedian applicant income
335Loans originated
62Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 451 | 297 | 6.2% | 6.25% | #97 |
| 2024 | 570 | 367 | 6.5% | 6.13% | #85 |
| 2025 | 572 | 335 | 10.8% | 6.13% | #92 |
What NBKC Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most NBKC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 170 | 81 | 20 | 11.8% |
| Kitsap County | 87 | 63 | 5 | 5.7% |
| Pierce County | 79 | 55 | 10 | 12.7% |
| Snohomish County | 61 | 38 | 5 | 8.2% |
| Clark County | 33 | 20 | 5 | 15.2% |
| Spokane County | 29 | 18 | 2 | 6.9% |
| Thurston County | 25 | 15 | 2 | 8.0% |
| Whatcom County | 19 | 8 | 0 | 0.0% |
| Island County | 8 | 5 | 1 | 12.5% |
| Mason County | 8 | 3 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 572 applications in 2025, of which 335 were originated and 62 denied.
10.8% of all applications, or 15.5% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans NBKC Bank originated in Washington in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are NBKC Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology