Nationstar Mortgage · Washington · 2025

Nationstar Mortgage in Washington: approval rate, denial rate and rates (2025)

Nationstar Mortgage took 2,056 mortgage applications in Washington in 2025, ranking #31 of 822 lenders active in the state. It originated 68.2% of them and denied 14.6% (17.4% of the applications it decided), against a statewide denial rate of 15.7%.

2.1kApplicationsin WA
17.4%Decision denial ratestate 19.5%
8.38%Median ratestate 6.63%
$125,000Median loanstate $335,000
$294MVolume36 counties

Nationstar Mortgage in Washington vs the state

14.6%Denial rate-1.01 pts vs state
17.4%Decision denial rate-2.14 pts vs state
68.2%Origination rate+7.18 pts vs state
8.38%Median rate+1.75 pts vs state
2.78Rate spread (pts)+2.59 pts vs state
$113kMedian applicant income
1,403Loans originated
301Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
202381654614.2%6.63%#63
20241,6501,10514.6%8.63%#38
20252,0561,40314.6%8.38%#31

What Nationstar Mortgage lends in Washington

By loan purpose

Home purchase 140 7% · 10.0% denied
Refinance 295 14% · 15.9% denied
Cash-out refinance 435 21% · 14.9% denied
Home improvement 192 9% · 17.7% denied
Other / HELOC 994 48% · 14.2% denied

By loan type

Conventional 1,785 87% · 14.6% denied
FHA 155 8% · 19.4% denied
VA 116 6% · 9.5% denied

Why it denied Washington applicants

Debt-to-income ratio 94 31%
Collateral 70 23%
Other 56 19%
Credit history 27 9%
Unverifiable information 24 8%
Incomplete application 21 7%
Employment history 6 2%
Insufficient cash 3 1%

Where in Washington

Counties with the most Nationstar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 33622459 17.6%
Pierce County 31620853 16.8%
Snohomish County 26417643 16.3%
Spokane County 16712219 11.4%
Clark County 1499424 16.1%
Thurston County 1057413 12.4%
Benton County 937110 10.8%
Kitsap County 82644 4.9%
Whatcom County 55386 10.9%
Yakima County 52335 9.6%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 2,056 applications in 2025, of which 1,403 were originated and 301 denied.

14.6% of all applications, or 17.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Nationstar Mortgage originated in Washington in 2025 was 8.38%, against a statewide median of 6.63%.

About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology