Nations Lending in Louisiana vs the state
18.8%Denial rate-3.37 pts vs state
19.2%Decision denial rate-8.92 pts vs state
67.7%Origination rate+15.70 pts vs state
7.25%Median rate+0.63 pts vs state
1.43Rate spread (pts)+1.07 pts vs state
$80kMedian applicant income
90Loans originated
25Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 160 | 96 | 12.5% | 6.81% | #130 |
| 2024 | 111 | 81 | 9.0% | 6.75% | #151 |
| 2025 | 133 | 90 | 18.8% | 7.25% | #153 |
What Nations Lending lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Nations Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 29 | 20 | 4 | 13.8% |
| Calcasieu Parish | 17 | 9 | 2 | 11.8% |
| Ascension Parish | 13 | 9 | 3 | 23.1% |
| Jefferson Parish | 12 | 9 | 2 | 16.7% |
| Rapides Parish | 12 | 11 | 1 | 8.3% |
| Orleans Parish | 10 | 8 | 1 | 10.0% |
| Lafayette Parish | 8 | 3 | 4 | 50.0% |
| Livingston Parish | 4 | 4 | 0 | 0.0% |
| West Baton Rouge Parish | 4 | 4 | 0 | 0.0% |
| St. Tammany Parish | 3 | 1 | 1 | 33.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 133 applications in 2025, of which 90 were originated and 25 denied.
18.8% of all applications, or 19.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Nations Lending originated in Louisiana in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Nations Lending's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology