Mutual of Omaha Mortgage in Washington vs the state
16.8%Denial rate+1.17 pts vs state
21.0%Decision denial rate+1.45 pts vs state
60.9%Origination rate-0.21 pts vs state
6.38%Median rate-0.25 pts vs state
0.13Rate spread (pts)-0.06 pts vs state
$82kMedian applicant income
785Loans originated
217Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 723 | 457 | 19.9% | 7.00% | #69 |
| 2024 | 871 | 553 | 19.4% | 6.63% | #64 |
| 2025 | 1,290 | 785 | 16.8% | 6.38% | #51 |
What Mutual of Omaha Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 251 | 166 | 34 | 13.5% |
| Pierce County | 167 | 92 | 31 | 18.6% |
| Snohomish County | 133 | 91 | 20 | 15.0% |
| Clark County | 125 | 88 | 16 | 12.8% |
| Spokane County | 78 | 38 | 20 | 25.6% |
| Thurston County | 57 | 38 | 8 | 14.0% |
| Whatcom County | 42 | 32 | 7 | 16.7% |
| Kitsap County | 42 | 26 | 6 | 14.3% |
| Yakima County | 41 | 23 | 4 | 9.8% |
| Benton County | 37 | 17 | 9 | 24.3% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 1,290 applications in 2025, of which 785 were originated and 217 denied.
16.8% of all applications, or 21.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Mutual of Omaha Mortgage originated in Washington in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology