Mutual of Omaha Mortgage in Alaska vs the state
20.7%Denial rate+6.65 pts vs state
31.3%Decision denial rate+13.27 pts vs state
40.5%Origination rate-20.18 pts vs state
6.13%Median rate-0.32 pts vs state
0.21Rate spread (pts)+0.07 pts vs state
$82kMedian applicant income
49Loans originated
25Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 81 | 50 | 17.3% | 6.44% | #37 |
| 2024 | 73 | 29 | 38.4% | 6.38% | #46 |
| 2025 | 121 | 49 | 20.7% | 6.13% | #37 |
What Mutual of Omaha Mortgage lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 46 | 16 | 12 | 26.1% |
| Matanuska-Susitna Borough | 36 | 19 | 8 | 22.2% |
| Fairbanks North Star Borough | 16 | 3 | 3 | 18.8% |
| Kenai Peninsula Borough | 6 | 4 | 0 | 0.0% |
| Juneau City and Borough | 4 | 2 | 1 | 25.0% |
| Ketchikan Gateway Borough | 4 | 2 | 1 | 25.0% |
| Prince of Wales-Hyder Census Area | 2 | 1 | 0 | 0.0% |
| Kodiak Island Borough | 2 | 1 | 0 | 0.0% |
| Hoonah-Angoon Census Area | 2 | 0 | 0 | 0.0% |
| Denali Borough | 1 | 0 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 121 applications in 2025, of which 49 were originated and 25 denied.
20.7% of all applications, or 31.3% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Mutual of Omaha Mortgage originated in Alaska in 2025 was 6.13%, against a statewide median of 6.44%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology