Movement Mortgage in Utah vs the state
6.9%Denial rate-9.02 pts vs state
8.9%Decision denial rate-10.25 pts vs state
59.7%Origination rate-3.52 pts vs state
6.94%Median rate+0.31 pts vs state
0.40Rate spread (pts)+0.16 pts vs state
$143kMedian applicant income
43Loans originated
5Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 40 | 7.1% | 6.69% | #141 |
| 2024 | 65 | 39 | 1.5% | 6.94% | #151 |
| 2025 | 72 | 43 | 6.9% | 6.94% | #148 |
What Movement Mortgage lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Movement Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cache County | 17 | 13 | 2 | 11.8% |
| Salt Lake County | 13 | 6 | 0 | 0.0% |
| Utah County | 10 | 3 | 1 | 10.0% |
| Washington County | 9 | 5 | 2 | 22.2% |
| Weber County | 6 | 4 | 0 | 0.0% |
| Iron County | 3 | 2 | 0 | 0.0% |
| Summit County | 3 | 2 | 0 | 0.0% |
| Davis County | 3 | 2 | 0 | 0.0% |
| Kane County | 3 | 2 | 0 | 0.0% |
| Box Elder County | 3 | 3 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 72 applications in 2025, of which 43 were originated and 5 denied.
6.9% of all applications, or 8.9% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Movement Mortgage originated in Utah in 2025 was 6.94%, against a statewide median of 6.63%.
About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology