Mortgageone in Washington vs the state
1.6%Denial rate-14.09 pts vs state
1.9%Decision denial rate-17.65 pts vs state
76.6%Origination rate+15.50 pts vs state
6.63%Median rate0.00 pts vs state
0.20Rate spread (pts)+0.01 pts vs state
$128kMedian applicant income
49Loans originated
1Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 4 | 0.0% | 7.50% | #529 |
| 2024 | 35 | 30 | 2.9% | 6.63% | #319 |
| 2025 | 64 | 49 | 1.6% | 6.63% | #277 |
What Mortgageone lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Mortgageone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 12 | 11 | 0 | 0.0% |
| Franklin County | 11 | 11 | 0 | 0.0% |
| Yakima County | 6 | 4 | 0 | 0.0% |
| King County | 6 | 4 | 0 | 0.0% |
| Kitsap County | 5 | 2 | 0 | 0.0% |
| Snohomish County | 5 | 5 | 0 | 0.0% |
| Spokane County | 4 | 2 | 0 | 0.0% |
| Clark County | 3 | 2 | 0 | 0.0% |
| Pierce County | 3 | 2 | 0 | 0.0% |
| Whatcom County | 2 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 64 applications in 2025, of which 49 were originated and 1 denied.
1.6% of all applications, or 1.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Mortgageone originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Mortgageone's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology