Mortgage Solutions of Colorado · Washington · 2025

Mortgage Solutions of Colorado in Washington: approval rate, denial rate and rates (2025)

Mortgage Solutions of Colorado took 179 mortgage applications in Washington in 2025, ranking #196 of 822 lenders active in the state. It originated 62.0% of them and denied 5.6% (7.2% of the applications it decided), against a statewide denial rate of 15.7%.

179Applicationsin WA
7.2%Decision denial ratestate 19.5%
6.88%Median ratestate 6.63%
$435,000Median loanstate $335,000
$51MVolume25 counties

Mortgage Solutions of Colorado in Washington vs the state

5.6%Denial rate-10.06 pts vs state
7.2%Decision denial rate-12.35 pts vs state
62.0%Origination rate+0.95 pts vs state
6.88%Median rate+0.25 pts vs state
0.74Rate spread (pts)+0.56 pts vs state
$114kMedian applicant income
111Loans originated
10Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231891309.5%7.25%#163
20242181423.2%6.75%#164
20251791115.6%6.88%#196

What Mortgage Solutions of Colorado lends in Washington

By loan purpose

Home purchase 106 59% · 6.6% denied
Refinance 30 17% · 3.3% denied
Cash-out refinance 43 24% · 4.7% denied

By loan type

Conventional 24 13% · 0.0% denied
FHA 40 22% · 5.0% denied
VA 115 64% · 7.0% denied

Why it denied Washington applicants

Credit history 3 30%
Collateral 2 20%
Debt-to-income ratio 2 20%
Insufficient cash 2 20%
Other 1 10%

Where in Washington

Counties with the most Mortgage Solutions of Colorado applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pierce County 59373 5.1%
King County 23151 4.3%
Grays Harbor County 1290 0.0%
Thurston County 1281 8.3%
Kitsap County 1150 0.0%
Lewis County 951 11.1%
Snohomish County 860 0.0%
Cowlitz County 742 28.6%
Clark County 660 0.0%
Yakima County 521 20.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 179 applications in 2025, of which 111 were originated and 10 denied.

5.6% of all applications, or 7.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Mortgage Solutions of Colorado originated in Washington in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology