Mortgage Solutions of Colorado in Missouri vs the state
9.3%Denial rate-5.76 pts vs state
11.3%Decision denial rate-7.39 pts vs state
58.3%Origination rate-4.33 pts vs state
7.75%Median rate+1.13 pts vs state
0.92Rate spread (pts)+0.57 pts vs state
$80kMedian applicant income
119Loans originated
19Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 188 | 121 | 10.1% | 7.75% | #166 |
| 2024 | 226 | 159 | 5.3% | 7.13% | #154 |
| 2025 | 204 | 119 | 9.3% | 7.75% | #182 |
What Mortgage Solutions of Colorado lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 24 | 12 | 6 | 25.0% |
| Jackson County | 22 | 11 | 1 | 4.5% |
| Greene County | 12 | 8 | 2 | 16.7% |
| Clay County | 11 | 8 | 0 | 0.0% |
| St. Charles County | 10 | 6 | 0 | 0.0% |
| Cass County | 9 | 3 | 2 | 22.2% |
| Taney County | 5 | 3 | 2 | 40.0% |
| Lawrence County | 5 | 5 | 0 | 0.0% |
| Cape Girardeau County | 5 | 2 | 0 | 0.0% |
| Ray County | 4 | 2 | 1 | 25.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 204 applications in 2025, of which 119 were originated and 19 denied.
9.3% of all applications, or 11.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Mortgage Solutions of Colorado originated in Missouri in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology