Mortgage Right · Washington · 2025

Mortgage Right in Washington: approval rate, denial rate and rates (2025)

Mortgage Right took 18 mortgage applications in Washington in 2025, ranking #402 of 822 lenders active in the state. It originated 38.9% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.7%.

18Applicationsin WA
0.0%Decision denial ratestate 19.5%
5.88%Median ratestate 6.63%
$520,000Median loanstate $335,000
$3.4MVolume8 counties

Mortgage Right in Washington vs the state

0.0%Denial rate-15.65 pts vs state
0.0%Decision denial rate-19.54 pts vs state
38.9%Origination rate-22.17 pts vs state
5.88%Median rate-0.75 pts vs state
0.05Rate spread (pts)-0.14 pts vs state
$187kMedian applicant income
7Loans originated
0Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
202343220.0%6.38%#300
202421120.0%6.50%#376
20251870.0%5.88%#402

What Mortgage Right lends in Washington

By loan purpose

Home purchase 4 22% · 0.0% denied
Refinance 10 56% · 0.0% denied
Cash-out refinance 4 22% · 0.0% denied

By loan type

Conventional 12 67% · 0.0% denied
FHA 5 28% · 0.0% denied
VA 1 6% · 0.0% denied

Where in Washington

Counties with the most Mortgage Right applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pierce County 730 0.0%
Grays Harbor County 420 0.0%
Clark County 210 0.0%
Yakima County 110 0.0%
Douglas County 100 0.0%
Mason County 100 0.0%
King County 100 0.0%
Kitsap County 100 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 18 applications in 2025, of which 7 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Mortgage Right originated in Washington in 2025 was 5.88%, against a statewide median of 6.63%.

About this data. Figures are Mortgage Right's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology