Mortgage Right in Ohio vs the state
8.2%Denial rate-9.48 pts vs state
13.9%Decision denial rate-7.98 pts vs state
50.8%Origination rate-9.13 pts vs state
6.63%Median rate-0.25 pts vs state
0.53Rate spread (pts)+0.14 pts vs state
$84kMedian applicant income
99Loans originated
16Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 9 | 0.0% | 6.88% | #499 |
| 2024 | 155 | 98 | 3.9% | 6.63% | #253 |
| 2025 | 195 | 99 | 8.2% | 6.63% | #241 |
What Mortgage Right lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Mortgage Right applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 75 | 37 | 7 | 9.3% |
| Warren County | 23 | 13 | 3 | 13.0% |
| Hamilton County | 18 | 13 | 1 | 5.6% |
| Clark County | 13 | 6 | 0 | 0.0% |
| Butler County | 13 | 5 | 4 | 30.8% |
| Brown County | 7 | 4 | 0 | 0.0% |
| Franklin County | 4 | 2 | 0 | 0.0% |
| Clermont County | 4 | 1 | 1 | 25.0% |
| Clinton County | 4 | 1 | 0 | 0.0% |
| Greene County | 4 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 195 applications in 2025, of which 99 were originated and 16 denied.
8.2% of all applications, or 13.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Mortgage Right originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Mortgage Right's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology