Mortgage Access in Oklahoma vs the state
0.0%Denial rate-17.92 pts vs state
0.0%Decision denial rate-22.87 pts vs state
93.8%Origination rate+37.65 pts vs state
6.63%Median rate0.00 pts vs state
0.07Rate spread (pts)-0.27 pts vs state
$182kMedian applicant income
30Loans originated
0Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 10 | 0.0% | 6.87% | #324 |
| 2024 | 26 | 19 | 0.0% | 6.99% | #296 |
| 2025 | 32 | 30 | 0.0% | 6.63% | #297 |
What Mortgage Access lends in Oklahoma
By loan purpose
By loan type
Where in Oklahoma
Counties with the most Mortgage Access applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 11 | 10 | 0 | 0.0% |
| Tulsa County | 7 | 6 | 0 | 0.0% |
| Logan County | 4 | 4 | 0 | 0.0% |
| Payne County | 2 | 2 | 0 | 0.0% |
| Rogers County | 2 | 2 | 0 | 0.0% |
| Cleveland County | 1 | 1 | 0 | 0.0% |
| Stephens County | 1 | 1 | 0 | 0.0% |
| Canadian County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Custer County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 32 applications in 2025, of which 30 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Mortgage Access originated in Oklahoma in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Access's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology