Moria Development in Colorado vs the state
1.8%Denial rate-13.84 pts vs state
2.7%Decision denial rate-17.01 pts vs state
65.4%Origination rate+5.34 pts vs state
6.62%Median rate0.00 pts vs state
0.18Rate spread (pts)+0.03 pts vs state
$120kMedian applicant income
183Loans originated
5Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 3 | 0.0% | 7.63% | #558 |
| 2024 | 41 | 29 | 4.9% | 6.93% | #316 |
| 2025 | 280 | 183 | 1.8% | 6.62% | #151 |
What Moria Development lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Moria Development applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 68 | 53 | 2 | 2.9% |
| Arapahoe County | 62 | 38 | 1 | 1.6% |
| Adams County | 43 | 30 | 1 | 2.3% |
| Douglas County | 33 | 20 | 0 | 0.0% |
| Jefferson County | 29 | 18 | 0 | 0.0% |
| Weld County | 10 | 5 | 0 | 0.0% |
| La Plata County | 9 | 3 | 0 | 0.0% |
| El Paso County | 7 | 3 | 0 | 0.0% |
| Pueblo County | 4 | 3 | 0 | 0.0% |
| Boulder County | 3 | 3 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 280 applications in 2025, of which 183 were originated and 5 denied.
1.8% of all applications, or 2.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Moria Development originated in Colorado in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are Moria Development's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology