Morgan Stanley Private Bank in Washington vs the state
2.8%Denial rate-12.85 pts vs state
3.1%Decision denial rate-16.40 pts vs state
81.8%Origination rate+20.72 pts vs state
5.85%Median rate-0.78 pts vs state
-0.20Rate spread (pts)-0.39 pts vs state
$339kMedian applicant income
350Loans originated
12Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 391 | 322 | 3.6% | 5.84% | #106 |
| 2024 | 457 | 389 | 1.1% | 6.00% | #101 |
| 2025 | 428 | 350 | 2.8% | 5.85% | #115 |
What Morgan Stanley Private Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Morgan Stanley Private Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 250 | 201 | 9 | 3.6% |
| Snohomish County | 37 | 31 | 2 | 5.4% |
| Pierce County | 36 | 32 | 0 | 0.0% |
| Kitsap County | 17 | 12 | 0 | 0.0% |
| Clark County | 15 | 14 | 0 | 0.0% |
| Spokane County | 15 | 9 | 1 | 6.7% |
| Whatcom County | 8 | 6 | 0 | 0.0% |
| Kittitas County | 7 | 7 | 0 | 0.0% |
| Thurston County | 6 | 5 | 0 | 0.0% |
| Yakima County | 5 | 5 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 428 applications in 2025, of which 350 were originated and 12 denied.
2.8% of all applications, or 3.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Morgan Stanley Private Bank originated in Washington in 2025 was 5.85%, against a statewide median of 6.63%.
About this data. Figures are Morgan Stanley Private Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology