Mld Mortgage in Washington vs the state
0.8%Denial rate-14.89 pts vs state
0.9%Decision denial rate-18.68 pts vs state
80.9%Origination rate+19.80 pts vs state
6.38%Median rate-0.25 pts vs state
0.03Rate spread (pts)-0.16 pts vs state
$126kMedian applicant income
321Loans originated
3Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 238 | 173 | 4.6% | 6.75% | #141 |
| 2024 | 262 | 200 | 1.9% | 6.25% | #144 |
| 2025 | 397 | 321 | 0.8% | 6.38% | #122 |
What Mld Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Mld Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 126 | 102 | 1 | 0.8% |
| Thurston County | 67 | 56 | 0 | 0.0% |
| King County | 55 | 45 | 1 | 1.8% |
| Mason County | 21 | 17 | 0 | 0.0% |
| Lewis County | 20 | 15 | 0 | 0.0% |
| Kitsap County | 19 | 11 | 0 | 0.0% |
| Grays Harbor County | 18 | 17 | 0 | 0.0% |
| Yakima County | 11 | 10 | 0 | 0.0% |
| Cowlitz County | 9 | 8 | 0 | 0.0% |
| Snohomish County | 8 | 7 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 397 applications in 2025, of which 321 were originated and 3 denied.
0.8% of all applications, or 0.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Mld Mortgage originated in Washington in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Mld Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology