Mlb Residential Lending · Delaware · 2025

Mlb Residential Lending in Delaware: approval rate, denial rate and rates (2025)

Mlb Residential Lending took 13 mortgage applications in Delaware in 2025, ranking #216 of 540 lenders active in the state. It originated 23.1% of them and denied 38.5% (55.6% of the applications it decided), against a statewide denial rate of 18.2%.

13Applicationsin DE
55.6%Decision denial ratestate 22.7%
6.63%Median ratestate 6.63%
$305,000Median loanstate $245,000
$785kVolume3 counties

Mlb Residential Lending in Delaware vs the state

38.5%Denial rate+20.30 pts vs state
55.6%Decision denial rate+32.83 pts vs state
23.1%Origination rate-36.11 pts vs state
6.63%Median rate0.00 pts vs state
0.55Rate spread (pts)+0.28 pts vs state
$67kMedian applicant income
3Loans originated
5Denied

What Mlb Residential Lending lends in Delaware

By loan purpose

Home purchase 11 85% · 27.3% denied
Refinance 1 8% · 100.0% denied
Cash-out refinance 1 8% · 100.0% denied

By loan type

Conventional 6 46% · 0.0% denied
FHA 6 46% · 66.7% denied
VA 1 8% · 100.0% denied

Why it denied Delaware applicants

Debt-to-income ratio 3 60%
Credit history 2 40%

Where in Delaware

Counties with the most Mlb Residential Lending applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
New Castle County 614 66.7%
Kent County 521 20.0%
Sussex County 200 0.0%

Other large lenders in Delaware

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 2,38115.5%6.88%
Wilmington Savings Fund SocietyB 1,80116.6%7.25%
Citizens BankC 1,63329.3%7.65%
PNC BankD 1,49225.1%7.50%
NVR Mortgage FinanceB 1,41418.7%6.63%
United Shore Financial ServicesB 1,40813.0%6.13%
Pike Creek Mortgage ServicesB 1,3832.2%6.38%
Manufacturers and Traders TrustC 1,33732.5%5.99%
NewrezD 1,12718.4%6.50%
Del-One Federal Credit UnionD 1,07041.3%7.00%

Frequently asked questions

Delaware: 13 applications in 2025, of which 3 were originated and 5 denied.

38.5% of all applications, or 55.6% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.

The median rate on loans Mlb Residential Lending originated in Delaware in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Mlb Residential Lending's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology