Mission Loans in Washington vs the state
2.5%Denial rate-13.14 pts vs state
11.6%Decision denial rate-7.96 pts vs state
16.9%Origination rate-44.17 pts vs state
8.00%Median rate+1.38 pts vs state
1.41Rate spread (pts)+1.22 pts vs state
$102kMedian applicant income
74Loans originated
11Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 122 | 17 | 3.3% | 7.63% | #199 |
| 2024 | 277 | 45 | 3.3% | 10.38% | #139 |
| 2025 | 438 | 74 | 2.5% | 8.00% | #112 |
What Mission Loans lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Mission Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 76 | 11 | 2 | 2.6% |
| Pierce County | 69 | 7 | 2 | 2.9% |
| Snohomish County | 58 | 12 | 2 | 3.4% |
| Spokane County | 35 | 5 | 1 | 2.9% |
| Clark County | 26 | 5 | 0 | 0.0% |
| Thurston County | 18 | 4 | 0 | 0.0% |
| Kitsap County | 15 | 2 | 1 | 6.7% |
| Yakima County | 13 | 3 | 0 | 0.0% |
| Benton County | 11 | 1 | 0 | 0.0% |
| Skagit County | 10 | 3 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 438 applications in 2025, of which 74 were originated and 11 denied.
2.5% of all applications, or 11.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Mission Loans originated in Washington in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Mission Loans's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology