Milend in Ohio vs the state
11.1%Denial rate-6.60 pts vs state
32.9%Decision denial rate+11.02 pts vs state
19.8%Origination rate-40.07 pts vs state
6.13%Median rate-0.75 pts vs state
0.42Rate spread (pts)+0.03 pts vs state
$73kMedian applicant income
93Loans originated
52Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 68 | 14 | 19.1% | 6.81% | #354 |
| 2024 | 236 | 55 | 13.1% | 6.75% | #200 |
| 2025 | 469 | 93 | 11.1% | 6.13% | #147 |
What Milend lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Milend applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 51 | 4 | 9 | 17.6% |
| Cuyahoga County | 34 | 5 | 6 | 17.6% |
| Hamilton County | 32 | 3 | 4 | 12.5% |
| Montgomery County | 23 | 6 | 2 | 8.7% |
| Summit County | 21 | 6 | 1 | 4.8% |
| Butler County | 19 | 6 | 1 | 5.3% |
| Lucas County | 13 | 2 | 0 | 0.0% |
| Trumbull County | 12 | 2 | 2 | 16.7% |
| Stark County | 12 | 1 | 0 | 0.0% |
| Clark County | 11 | 0 | 2 | 18.2% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 469 applications in 2025, of which 93 were originated and 52 denied.
11.1% of all applications, or 32.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Milend originated in Ohio in 2025 was 6.13%, against a statewide median of 6.88%.
About this data. Figures are Milend's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology