MidFirst Bank in Nevada vs the state
10.6%Denial rate-6.86 pts vs state
11.1%Decision denial rate-11.11 pts vs state
84.7%Origination rate+27.00 pts vs state
7.15%Median rate+0.53 pts vs state
0.05Rate spread (pts)-0.24 pts vs state
$432kMedian applicant income
72Loans originated
9Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 16 | 0.0% | 6.69% | #278 |
| 2024 | 31 | 29 | 6.5% | 6.88% | #240 |
| 2025 | 85 | 72 | 10.6% | 7.15% | #156 |
What MidFirst Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most MidFirst Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 75 | 63 | 8 | 10.7% |
| Washoe County | 6 | 5 | 1 | 16.7% |
| Douglas County | 2 | 2 | 0 | 0.0% |
| Nye County | 1 | 1 | 0 | 0.0% |
| Elko County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 85 applications in 2025, of which 72 were originated and 9 denied.
10.6% of all applications, or 11.1% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans MidFirst Bank originated in Nevada in 2025 was 7.15%, against a statewide median of 6.63%.
About this data. Figures are MidFirst Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology