Mason Mcduffie Mortgage · Washington · 2025

Mason Mcduffie Mortgage in Washington: approval rate, denial rate and rates (2025)

Mason Mcduffie Mortgage took 322 mortgage applications in Washington in 2025, ranking #139 of 822 lenders active in the state. It originated 76.7% of them and denied 3.1% (3.9% of the applications it decided), against a statewide denial rate of 15.7%.

322Applicationsin WA
3.9%Decision denial ratestate 19.5%
6.63%Median ratestate 6.63%
$435,000Median loanstate $335,000
$110MVolume19 counties

Mason Mcduffie Mortgage in Washington vs the state

3.1%Denial rate-12.54 pts vs state
3.9%Decision denial rate-15.68 pts vs state
76.7%Origination rate+15.65 pts vs state
6.63%Median rate0.00 pts vs state
0.27Rate spread (pts)+0.09 pts vs state
$131kMedian applicant income
247Loans originated
10Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231971306.6%6.88%#158
20242742094.0%6.63%#140
20253222473.1%6.63%#139

What Mason Mcduffie Mortgage lends in Washington

By loan purpose

Home purchase 251 78% · 3.6% denied
Refinance 29 9% · 3.5% denied
Cash-out refinance 42 13% · 0.0% denied

By loan type

Conventional 215 67% · 2.8% denied
FHA 56 17% · 5.4% denied
VA 51 16% · 2.0% denied

Why it denied Washington applicants

Debt-to-income ratio 4 40%
Collateral 4 40%
Employment history 1 10%
Credit history 1 10%

Where in Washington

Counties with the most Mason Mcduffie Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pierce County 102772 2.0%
Kitsap County 67520 0.0%
King County 39242 5.1%
Thurston County 33302 6.1%
Clark County 27163 11.1%
Grays Harbor County 10100 0.0%
Mason County 1081 10.0%
Cowlitz County 870 0.0%
Snohomish County 770 0.0%
Island County 320 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 322 applications in 2025, of which 247 were originated and 10 denied.

3.1% of all applications, or 3.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Mason Mcduffie Mortgage originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Mason Mcduffie Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology