Mason Mcduffie Mortgage · Texas · 2025

Mason Mcduffie Mortgage in Texas: approval rate, denial rate and rates (2025)

Mason Mcduffie Mortgage took 323 mortgage applications in Texas in 2025, ranking #327 of 1,568 lenders active in the state. It originated 66.6% of them and denied 2.2% (3.2% of the applications it decided), against a statewide denial rate of 19.4%.

323Applicationsin TX
3.2%Decision denial ratestate 24.9%
6.50%Median ratestate 6.50%
$325,000Median loanstate $245,000
$75MVolume44 counties

Mason Mcduffie Mortgage in Texas vs the state

2.2%Denial rate-17.26 pts vs state
3.2%Decision denial rate-21.75 pts vs state
66.6%Origination rate+11.68 pts vs state
6.50%Median rate0.00 pts vs state
0.18Rate spread (pts)-0.01 pts vs state
$131kMedian applicant income
215Loans originated
7Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023332212.1%6.75%#793
2024101773.0%6.49%#558
20253232152.2%6.50%#327

What Mason Mcduffie Mortgage lends in Texas

By loan purpose

Home purchase 268 83% · 1.9% denied
Refinance 28 9% · 0.0% denied
Cash-out refinance 27 8% · 7.4% denied

By loan type

Conventional 206 64% · 2.4% denied
FHA 85 26% · 2.4% denied
VA 31 10% · 0.0% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Texas applicants

Other 3 43%
Insufficient cash 2 29%
Collateral 1 14%
Debt-to-income ratio 1 14%

Where in Texas

Counties with the most Mason Mcduffie Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Denton County 67451 1.5%
Tarrant County 52391 1.9%
Collin County 31190 0.0%
Montgomery County 29191 3.4%
Harris County 28160 0.0%
Hood County 23171 4.3%
Dallas County 21120 0.0%
Johnson County 1060 0.0%
Wise County 540 0.0%
Fort Bend County 420 0.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 323 applications in 2025, of which 215 were originated and 7 denied.

2.2% of all applications, or 3.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Mason Mcduffie Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Mason Mcduffie Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology