Longbridge Financial in Maine vs the state
12.5%Denial rate-3.83 pts vs state
16.7%Decision denial rate-3.41 pts vs state
53.1%Origination rate-9.04 pts vs state
5.81%Median rate-1.06 pts vs state
—Rate spread (pts)
$28kMedian applicant income
34Loans originated
8Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 10 | 5.6% | 7.38% | #161 |
| 2024 | 31 | 14 | 29.0% | 6.93% | #140 |
| 2025 | 64 | 34 | 12.5% | 5.81% | #114 |
What Longbridge Financial lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 19 | 10 | 2 | 10.5% |
| Cumberland County | 15 | 10 | 0 | 0.0% |
| Knox County | 4 | 1 | 1 | 25.0% |
| Oxford County | 4 | 2 | 1 | 25.0% |
| Lincoln County | 4 | 3 | 0 | 0.0% |
| Hancock County | 4 | 2 | 2 | 50.0% |
| Penobscot County | 3 | 1 | 0 | 0.0% |
| Washington County | 3 | 1 | 0 | 0.0% |
| Franklin County | 2 | 0 | 2 | 100.0% |
| Sagadahoc County | 2 | 2 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 64 applications in 2025, of which 34 were originated and 8 denied.
12.5% of all applications, or 16.7% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Longbridge Financial originated in Maine in 2025 was 5.81%, against a statewide median of 6.88%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology